How to Apply for a Reverse Mortgage California
Now that you understand all the ins and outs of what a reverse mortgage California loan is... We'll help you apply for the reverse mortgage California that is most suited to your needs. The application procedure is a simple one. We are not out to trip you up with tricky financial questions or "impossible to attain" documentation. The initial step is a friendly phone call with one of our representatives. You will be asked for all the basic information required to prepare the paperwork required by the government when applying for a reverse mortgage California. Before signing the reverse mortgage California application form, you will be asked to supply several personal documents. To save time and to ensure a smooth application process, we recommend that you have all this sorted out before you meet with the reverse mortgage California counselor.
The Reverse Mortgage California Paperwork
Following is a list of all the documents you will asked to furnish to complete application for a reverse mortgage California home owner's loan (please make sure all copies are certified):
1. Any form of picture identification (drivers license, ID card or passport). We will accept an expired drivers license or passport.
2. Birth certificate(s).
3. Social Security card(s).
4. Declaration page of your Homeowners Insurance Policy (unless your property is a condominium).
5. Your most recent Property Tax Bill (if you have it). This is not a reverse mortgage California requirement, but it will simplify the application process.
6. A recent statement on your present mortgage (if you have one).
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