Attention all senior citizen home owners! Please join us for an informative lecture at the California Senior Citizen's Day Club to hear all about your option of applying for and receiving a home loan from Reverse Mortgage California. The lecture will take place on Monday morning at 10 sharp in the Freda Lerner Auditorium. Not to be missed!!! If you are among the millions of homeowners who are 65 or older, your equity in your home is likely your largest financial asset. Sound familiar? Then this lecture is for you. Learn everything you need to know from a certified Reverse Mortgage California counselor in order to make the most well-informed decision that can affect your financial future and that of your family.
You've probably heard it a thousand times on the radio. A suave-sounding gentleman with a rich, baritone voice tells you how a rate-adjustable loan from Reverse Mortgage California is the way for you to turn your home equity into cash. Financial worries for the future seem to be the topic of conversation at every bridge game you attend at the California senior's club. Refinancing existing loans has almost become a mantra recited religiously every time you step into the bank. Well, here's your opportunity to learn everything you need to know about these mortgage issues. The Reverse Mortgage California counselor will gladly answer any and all questions from the audience immediately following the lecture.
Tuesday, October 16, 2007
Monday, September 17, 2007
Musical Beds in the Home Mortgage Loan California Scheme
The Home Mortgage Loan California scheme was a housing solution for about 500 young families. The mortgage terms offered were easy, the chance to get to California was magnetic, and the houses that were to be built by the Home Mortgage Loan, California Company were attractive. So we signed, we paid our deposits and we prayed that Home Mortgage Loan, California was genuine and that we wouldn't lose our boots. It turned out to be the best thing we had ever done. It was bit like living on Wisteria Lane, or Peyton Place, as it was known at that time, and the most popular game in Home Mortgage Loan California housing project was musical beds, but everyone was included, the pace of the game outran greased lightning, and the casualty list was short. After it was over, California had not lost any residents and there was little, if any, defaulting on the mortgages.
Take a drive over to the Home Mortgage Loan California project today and you will see a well established suburban development with pretty gardens, white picket fences and shiny cars standing in the driveways. When I think of the early days, I have to pinch myself - was it real or all a dream?
Take a drive over to the Home Mortgage Loan California project today and you will see a well established suburban development with pretty gardens, white picket fences and shiny cars standing in the driveways. When I think of the early days, I have to pinch myself - was it real or all a dream?
Thursday, August 30, 2007
Home Mortgage Loan, California, Here I Come!
Today I liquidated my home mortgage loan California, paid it off, got rid of it, free at last! And tonight we will be celebrating, first at Maximum, that cute little wine bar on Third Street, followed by dinner at Chez Joey's, from there to The Hanger for a little dirty dancing and then on to our California home and the king size bed. We have been loyal and not always such prompt customers of the home mortgage loan California scheme and despite a few two thousand decibel complaint phone calls, "you are 2 months behind!" life was pretty peaceful during out twenty years together. I was granted the mortgage when I was barely twenty years old, a stripling with no clear future in sight and a man-size mortgage to prove it, a newcomer to California in search of quick and easy money.
I heard about the home mortgage loan, California project from Melissa who was working there at the switchboard. But Melissa wasn't as willing as the home mortgage loan California people, so I dropped her after the second date and moved on to Lisa who was more than accommodating. And it was Lisa who taught me the new trick, the one I used to land the job at Universal and the one I am still using today to keep my bank account bulging after twenty years.
I heard about the home mortgage loan, California project from Melissa who was working there at the switchboard. But Melissa wasn't as willing as the home mortgage loan California people, so I dropped her after the second date and moved on to Lisa who was more than accommodating. And it was Lisa who taught me the new trick, the one I used to land the job at Universal and the one I am still using today to keep my bank account bulging after twenty years.
Thursday, July 26, 2007
Come Over to Mortgage Refinance California
Perhaps you have searched through your bills, combing them up and down for errors or gaps and you are still coming out in the red. This is not a time for despair. This is a time to reassess. At Mortgage Refinance California we have trained professionals who are there to help you do just that. Mortgage Refinance California has one priority and that is to save you money. Did you know that you can save hundreds of dollars a month just by refinancing your mortgage? But interest rates won't stay this low forever. Coming in to Mortgage Refinance California is something you need to do now!
The first thing you encounter when you come into Mortgage Refinance California is a smile. After we review all of your personal needs, we will draw up a financial assessment. At Mortgage Refinance California we look ahead so that you don't have to. That means you will receive a short, medium and long-term financial strategy. Mortgage Refinance California is a company that prides itself on service and we are available to answer all of your questions whenever you need.
The first thing you encounter when you come into Mortgage Refinance California is a smile. After we review all of your personal needs, we will draw up a financial assessment. At Mortgage Refinance California we look ahead so that you don't have to. That means you will receive a short, medium and long-term financial strategy. Mortgage Refinance California is a company that prides itself on service and we are available to answer all of your questions whenever you need.
Monday, July 16, 2007
Mortgage Refinancing California Opens New Doors
Mortgage Refinancing California has opened up the first Deep Fried Soya canteen in the Gregorian Monk Pre-School. The canteen will serve as a nutrition centre for not only the toddlers who attend the school, but also for the children who live in the surrounding areas. The opening of the canteen by the Mortgage Refinancing California benefactors' generosity has drawn praise from many religious groups who may not agree with the methods of frying soya balls in oil, but nevertheless support the idea behind nourishing children. Mothers will also be educated as how best to feed their children to avoid problems such as mal-nourishment, colic and tantrums in crowded supermarkets.
Mortgage Refinancing California is said to be delivering more building supplies to the Gregorian Monk Pre-School so that the locals can help build an even bigger canteen. The head of the Gregorian Monk Pre-School, Brother Louis Louis, will accept the Mortgage Refinancing California supplies on behalf of the community. In an edict passed by the Brother, he states that "You can give a community deep fried soya, and you feed them for a day, but if you teach a community to deep fry their own soya, they will be fed forever and ever, provided they don't burn themselves." Such wisdom.
Mortgage Refinancing California is said to be delivering more building supplies to the Gregorian Monk Pre-School so that the locals can help build an even bigger canteen. The head of the Gregorian Monk Pre-School, Brother Louis Louis, will accept the Mortgage Refinancing California supplies on behalf of the community. In an edict passed by the Brother, he states that "You can give a community deep fried soya, and you feed them for a day, but if you teach a community to deep fry their own soya, they will be fed forever and ever, provided they don't burn themselves." Such wisdom.
Labels:
Mortgage Refinancing California
Wednesday, July 4, 2007
Talk to us at First Financial Mortgage California
At First Financial Mortgage California we know that everyone is special. Only a personal assessment of your financial structure can assist you to the maximum and at First Financial Mortgage California the maximum is what you are going to get. Many people do not realize that their mortgages are not set in stone; interest rates fluctuate, personal needs change, and the life-cycle changes. There are many options available to you at First Financial Mortgage California, but first you need to come in and talk to us. We're here.
Do you find it intimidating to deal with your mortgage bank? Are you just too busy with your daily schedule to take the time out and SAVE YOURSELF HUNDREDS OF DOLLARS A MONTH? We know how hard you are working and we want you to know that you might be working for money, but here at First Financial Mortgage California we put your money to work for YOU. You need to consider your retirement beyond the regular retirement savings plans these days. Refinancing your mortgage might just offer that extra cushion you need. Call us. We've got the facts.
Do you find it intimidating to deal with your mortgage bank? Are you just too busy with your daily schedule to take the time out and SAVE YOURSELF HUNDREDS OF DOLLARS A MONTH? We know how hard you are working and we want you to know that you might be working for money, but here at First Financial Mortgage California we put your money to work for YOU. You need to consider your retirement beyond the regular retirement savings plans these days. Refinancing your mortgage might just offer that extra cushion you need. Call us. We've got the facts.
Tuesday, June 26, 2007
Take Out a Second Mortgage in California
Maybe taking out a second mortgage in California will help
Life was meant to be great for me. I was meant to be having a perfect life. I had a great wife, a good job and was living in California the sunny state of America, in the land of opportunity. But life in California was also expensive especially with the mortgage we had and so I spent much of my life, worrying. It was such a shame to be so bogged down by finances, payments and what I owed the bank. My friend said I should take out a second mortgage in California. How is a second mortgage in California going to help? I asked. She explained that it all had to do with credit and savings and keeping money liquid, but she said I should basically talk to my bank about getting a second mortgage in California.
The bank thinks the second mortgage in California is a good idea
I did trust Mr. Smith in my mortgage bank. So when I brought up the idea of a second mortgage in California and he agreed, I started filling out the forms. Once I had been accepted for a second mortgage in California, I felt much better. I do not worry nearly so much these days.
Life was meant to be great for me. I was meant to be having a perfect life. I had a great wife, a good job and was living in California the sunny state of America, in the land of opportunity. But life in California was also expensive especially with the mortgage we had and so I spent much of my life, worrying. It was such a shame to be so bogged down by finances, payments and what I owed the bank. My friend said I should take out a second mortgage in California. How is a second mortgage in California going to help? I asked. She explained that it all had to do with credit and savings and keeping money liquid, but she said I should basically talk to my bank about getting a second mortgage in California.
The bank thinks the second mortgage in California is a good idea
I did trust Mr. Smith in my mortgage bank. So when I brought up the idea of a second mortgage in California and he agreed, I started filling out the forms. Once I had been accepted for a second mortgage in California, I felt much better. I do not worry nearly so much these days.
Sunday, June 24, 2007
Live it Up With a Reversed Mortgage, California Style
With a Reversed Mortgage, California Seniors Can Live Better
If you live in California and are thinking about taking out a reversed mortgage, you should read on. Most people know how a regular mortgage works, but a conventional mortgage is different than a reversed mortgage, California residents will discover, in that the "borrowers" get paid instead of paying monthly payments. reversed mortgage California requirements aren't very stringent - almost any homeowner over 62 can apply, with no credit check or medical test.
For Questions About a Reversed Mortgage, California Has the Answers
With the receipt of a reversed mortgage, California homeowners can then use the monthly payments for anything they want (travel, daily living expenses, purchases of any kind). If some cases in order to receive a reversed mortgage, California homes have to be repaired or upgraded; in this case a portion of the money is allotted for this purpose. In the case of payments, a reverse mortgage is like winning a lottery. With a reverse mortgage, California homeowners can choose to get the money in one lump sum; monthly payments; or in the form of a line of credit. If it seems like a good deal, it is - a reverse mortgage, California seniors are realizing more and more, is a great idea whose time has come.
If you live in California and are thinking about taking out a reversed mortgage, you should read on. Most people know how a regular mortgage works, but a conventional mortgage is different than a reversed mortgage, California residents will discover, in that the "borrowers" get paid instead of paying monthly payments. reversed mortgage California requirements aren't very stringent - almost any homeowner over 62 can apply, with no credit check or medical test.
For Questions About a Reversed Mortgage, California Has the Answers
With the receipt of a reversed mortgage, California homeowners can then use the monthly payments for anything they want (travel, daily living expenses, purchases of any kind). If some cases in order to receive a reversed mortgage, California homes have to be repaired or upgraded; in this case a portion of the money is allotted for this purpose. In the case of payments, a reverse mortgage is like winning a lottery. With a reverse mortgage, California homeowners can choose to get the money in one lump sum; monthly payments; or in the form of a line of credit. If it seems like a good deal, it is - a reverse mortgage, California seniors are realizing more and more, is a great idea whose time has come.
Thursday, June 21, 2007
Money Grows at First Financial Mortgage California
Money Grows at First Financial Mortgage California
Everyone knows that money doesn't grow on trees. At First Financial Mortgage California we are not in the business of planting trees, but we are in the business of helping your money grow -on "guarantrees." We offer three guarantees to all of our clients: one- we will assess your INDIVIDUAL needs, two- we will reduce your monthly mortgage payments and three- we will help you decide how best to invest your new extra income. Get to know us. Now.
Get Help at First Financial Mortgage California
Let's review some basic economics. When interest rates drop it is THE time to refinance your mortgage and re-invest that new income, especially if the property market is rising. This is exactly what is happening right now and nobody knows it better than First Financial Mortgage California. At First Financial Mortgage California we pride ourselves on being one step ahead of the game. We have excellent, long-standing relationships with YOUR bank and can help you breathe easier almost instantly. Call us now and come in for a free, no obligation consultation with one of our professional financial advisors and mortgage consultants.
Everyone knows that money doesn't grow on trees. At First Financial Mortgage California we are not in the business of planting trees, but we are in the business of helping your money grow -on "guarantrees." We offer three guarantees to all of our clients: one- we will assess your INDIVIDUAL needs, two- we will reduce your monthly mortgage payments and three- we will help you decide how best to invest your new extra income. Get to know us. Now.
Get Help at First Financial Mortgage California
Let's review some basic economics. When interest rates drop it is THE time to refinance your mortgage and re-invest that new income, especially if the property market is rising. This is exactly what is happening right now and nobody knows it better than First Financial Mortgage California. At First Financial Mortgage California we pride ourselves on being one step ahead of the game. We have excellent, long-standing relationships with YOUR bank and can help you breathe easier almost instantly. Call us now and come in for a free, no obligation consultation with one of our professional financial advisors and mortgage consultants.
Monday, June 18, 2007
Want a Dream Business? Take Out a Second Mortgage in California
A second mortgage in California might help
I had always dreamed of opening a flower business in my favorite state, California. I did not want to just open up one flower store, but I wanted there to be my flower stores dotted throughout the glorious state of California. California had such stunning flowers and I wanted to make this in to a business. Thankfully, it was my husband s dream too but from a finance point of view; he said if we could get a loan and enough capital, we could do really well from it. Still, we had been married for over 12 years and it did not seem likely that we were going to suddenly fall into this sort of money. But about six months ago, I wondered if a second mortgage in California would help. If we took out a second mortgage in California we may be able to make our dream come true.
We decide to take out a second mortgage in California
So we looked in to the second mortgage in California. Our current mortgage payments were not so bad and we assessed our situation and felt like a second mortgage in California could really help us. We spoke to the bank and were very happy with the terms on the second mortgage in California especially since it would mean we could open our dream business!
I had always dreamed of opening a flower business in my favorite state, California. I did not want to just open up one flower store, but I wanted there to be my flower stores dotted throughout the glorious state of California. California had such stunning flowers and I wanted to make this in to a business. Thankfully, it was my husband s dream too but from a finance point of view; he said if we could get a loan and enough capital, we could do really well from it. Still, we had been married for over 12 years and it did not seem likely that we were going to suddenly fall into this sort of money. But about six months ago, I wondered if a second mortgage in California would help. If we took out a second mortgage in California we may be able to make our dream come true.
We decide to take out a second mortgage in California
So we looked in to the second mortgage in California. Our current mortgage payments were not so bad and we assessed our situation and felt like a second mortgage in California could really help us. We spoke to the bank and were very happy with the terms on the second mortgage in California especially since it would mean we could open our dream business!
Thursday, June 14, 2007
Senior Citizen Reverse Mortgage California
Find Out More About Reverse Mortgage California
Are you one of those young-at-heart senior citizens? Been waiting for the golden years of your life? We're here to tell you about one of the advantages of being a senior home owner. If you are over the age of 62 years, you are entitled to take advantage of a reverse mortgage California. Now, you may be asking, "what on earth is a reverse mortgage California?" Well folks, you're asking the right people! Keep reading to find out the answers to all those questions you didn't know to ask. Learn all you can about how to make a reverse mortgage California work for you.
Reverse Mortgage California Makes You Money
OK! So you own your home - right? Well, not really... you are still paying off your original mortgage. Determined not to leave a debt for your children. We know all about this. You may have even considered refinancing your mortgage, but were probably frightened off by all this horror stories of old folks losing everything they had. That's where a reverse mortgage California comes into the picture. A reverse mortgage California offers senior citizens a practical option of receiving monthly payments which present a useful supplemental income to assist with living expenses. Repayment of a reverse mortgage California is flexible and penalty-free. You can choose whether to pay off the loan whenever convenient for you or when you sell your home. In the event that the reverse mortgage California is left for your spouse or heir, have no fear - it provides many options to surviving spouses or heirs that many other mortgages do not allow.
Are you one of those young-at-heart senior citizens? Been waiting for the golden years of your life? We're here to tell you about one of the advantages of being a senior home owner. If you are over the age of 62 years, you are entitled to take advantage of a reverse mortgage California. Now, you may be asking, "what on earth is a reverse mortgage California?" Well folks, you're asking the right people! Keep reading to find out the answers to all those questions you didn't know to ask. Learn all you can about how to make a reverse mortgage California work for you.
Reverse Mortgage California Makes You Money
OK! So you own your home - right? Well, not really... you are still paying off your original mortgage. Determined not to leave a debt for your children. We know all about this. You may have even considered refinancing your mortgage, but were probably frightened off by all this horror stories of old folks losing everything they had. That's where a reverse mortgage California comes into the picture. A reverse mortgage California offers senior citizens a practical option of receiving monthly payments which present a useful supplemental income to assist with living expenses. Repayment of a reverse mortgage California is flexible and penalty-free. You can choose whether to pay off the loan whenever convenient for you or when you sell your home. In the event that the reverse mortgage California is left for your spouse or heir, have no fear - it provides many options to surviving spouses or heirs that many other mortgages do not allow.
Wednesday, June 6, 2007
Easy Application for a Reverse Mortgage California Loan
How to Apply for a Reverse Mortgage California
Now that you understand all the ins and outs of what a reverse mortgage California loan is... We'll help you apply for the reverse mortgage California that is most suited to your needs. The application procedure is a simple one. We are not out to trip you up with tricky financial questions or "impossible to attain" documentation. The initial step is a friendly phone call with one of our representatives. You will be asked for all the basic information required to prepare the paperwork required by the government when applying for a reverse mortgage California. Before signing the reverse mortgage California application form, you will be asked to supply several personal documents. To save time and to ensure a smooth application process, we recommend that you have all this sorted out before you meet with the reverse mortgage California counselor.
The Reverse Mortgage California Paperwork
Following is a list of all the documents you will asked to furnish to complete application for a reverse mortgage California home owner's loan (please make sure all copies are certified):
1. Any form of picture identification (drivers license, ID card or passport). We will accept an expired drivers license or passport.
2. Birth certificate(s).
3. Social Security card(s).
4. Declaration page of your Homeowners Insurance Policy (unless your property is a condominium).
5. Your most recent Property Tax Bill (if you have it). This is not a reverse mortgage California requirement, but it will simplify the application process.
6. A recent statement on your present mortgage (if you have one).
Now that you understand all the ins and outs of what a reverse mortgage California loan is... We'll help you apply for the reverse mortgage California that is most suited to your needs. The application procedure is a simple one. We are not out to trip you up with tricky financial questions or "impossible to attain" documentation. The initial step is a friendly phone call with one of our representatives. You will be asked for all the basic information required to prepare the paperwork required by the government when applying for a reverse mortgage California. Before signing the reverse mortgage California application form, you will be asked to supply several personal documents. To save time and to ensure a smooth application process, we recommend that you have all this sorted out before you meet with the reverse mortgage California counselor.
The Reverse Mortgage California Paperwork
Following is a list of all the documents you will asked to furnish to complete application for a reverse mortgage California home owner's loan (please make sure all copies are certified):
1. Any form of picture identification (drivers license, ID card or passport). We will accept an expired drivers license or passport.
2. Birth certificate(s).
3. Social Security card(s).
4. Declaration page of your Homeowners Insurance Policy (unless your property is a condominium).
5. Your most recent Property Tax Bill (if you have it). This is not a reverse mortgage California requirement, but it will simplify the application process.
6. A recent statement on your present mortgage (if you have one).
Labels:
Reverse Mortgage California Loan
Tuesday, June 5, 2007
Home Loan Mortgage California Teller Story
Appointment to Sign Home Loan Mortgage California Does Not Go To Plan
We had it all set. We took two cars into town because I had to leave a bit earlier to collect the kids from school and my husband had to go on to work. The appointment with the teller to sign on our home loan mortgage California was for 9am. We got there in plenty of time, parked the cars and walked into the bank. The manager saw us entering and came up to my husband and said - "Hi, I am sorry but Sarah, the teller, is sick today and she will not be able to sign you up on your home loan mortgage California." OK - What to do now?
My Husband Helps New Teller Fill in Forms for the Home Loan Mortgage California
My husband, who has filled in many mortgage forms in his day, (he buys and sells property as a side-line) told the manager that if he could find some other teller who could take us, he would be able to help the teller understand which forms we needed to sign on home loan mortgage California. The bank manager was a bit surprised but decided to humor my husband, and we found a teller. She took out our file and within ten minutes my husband had found which forms I needed to sign on the home loan mortgage California. At least no time was wasted!
We had it all set. We took two cars into town because I had to leave a bit earlier to collect the kids from school and my husband had to go on to work. The appointment with the teller to sign on our home loan mortgage California was for 9am. We got there in plenty of time, parked the cars and walked into the bank. The manager saw us entering and came up to my husband and said - "Hi, I am sorry but Sarah, the teller, is sick today and she will not be able to sign you up on your home loan mortgage California." OK - What to do now?
My Husband Helps New Teller Fill in Forms for the Home Loan Mortgage California
My husband, who has filled in many mortgage forms in his day, (he buys and sells property as a side-line) told the manager that if he could find some other teller who could take us, he would be able to help the teller understand which forms we needed to sign on home loan mortgage California. The bank manager was a bit surprised but decided to humor my husband, and we found a teller. She took out our file and within ten minutes my husband had found which forms I needed to sign on the home loan mortgage California. At least no time was wasted!
Sunday, June 3, 2007
We Launch California Second Mortgages with Champagne
Let's apply for another loan from California second mortgages
"Pete, let's do it again!"
"Carmella, I'm exhausted!"
"I mean the boat. Let's take our boat, "California second mortgages" and see if we can organize the bank to give us another lot of California second mortgages using the boat for collateral."
"What for?"
"We buy another boat, a bigger one and turn it into a floating casino. We can call her California second mortgages II"
"Sounds impossible. Let's go to the bank."
Mr. Potter looks gray this morning. "How is California second mortgages sailing these days? I am really envious of you two."
"We're asking for another loan so we can launch California second mortgages II. It will be a floating casino."
"Give me a few days and I'll check with California second mortgages. There is a condition though."
I stop short. "What's that Mr. Potter?"
Meet Mr Potter, casino manager on California Second Mortgages II
"If we get the mortgage I am going to be the casino manager. That's something I always wanted to do."
"What about your pension from the bank?"
"Forget the bank. I've had enough! I want to be free! I'm going to spend the next few years having fun sailing around the Caribbean on the California Second Mortgages II. Do we have a deal?"
We shook hands. Today I saw Potter buying a bottle of champagne for next week's launching.
"Pete, let's do it again!"
"Carmella, I'm exhausted!"
"I mean the boat. Let's take our boat, "California second mortgages" and see if we can organize the bank to give us another lot of California second mortgages using the boat for collateral."
"What for?"
"We buy another boat, a bigger one and turn it into a floating casino. We can call her California second mortgages II"
"Sounds impossible. Let's go to the bank."
Mr. Potter looks gray this morning. "How is California second mortgages sailing these days? I am really envious of you two."
"We're asking for another loan so we can launch California second mortgages II. It will be a floating casino."
"Give me a few days and I'll check with California second mortgages. There is a condition though."
I stop short. "What's that Mr. Potter?"
Meet Mr Potter, casino manager on California Second Mortgages II
"If we get the mortgage I am going to be the casino manager. That's something I always wanted to do."
"What about your pension from the bank?"
"Forget the bank. I've had enough! I want to be free! I'm going to spend the next few years having fun sailing around the Caribbean on the California Second Mortgages II. Do we have a deal?"
We shook hands. Today I saw Potter buying a bottle of champagne for next week's launching.
Get a Fixed Rate California Mortgage
Get a Fixed Rate California Mortgage
If you are interested in living in California and being an owner, then you need to get a California mortgage. The best thing about a mortgage is that you can get it with a fixed rate; in other words, you will know exactly what you need to pay each month, for up to 30 years, if that is the term of the mortgage. If you have more cash to give up front, even better, you can take out a smaller mortgage, over less time, so that you will be paying less interest.
Refinancing Your California Mortgage
If the interest rates decline, you can always refinance you California mortgage. This means that you may find that you are paying even less monthly than you originally had for the same house or apartment. Sometimes refinancing is an excellent option, for example, if you need more cash on hand right now, refinancing your California mortgage may be the perfect move. With refinancing you can control the time period you pay off the mortgage, if you would like more time, or you can lower or higher your monthly mortgage payments, depending on your present situation. So whether you want a new mortgage or to refinance your current mortgage and are in California or would like to own there, then you need to look into California mortgages now.
If you are interested in living in California and being an owner, then you need to get a California mortgage. The best thing about a mortgage is that you can get it with a fixed rate; in other words, you will know exactly what you need to pay each month, for up to 30 years, if that is the term of the mortgage. If you have more cash to give up front, even better, you can take out a smaller mortgage, over less time, so that you will be paying less interest.
Refinancing Your California Mortgage
If the interest rates decline, you can always refinance you California mortgage. This means that you may find that you are paying even less monthly than you originally had for the same house or apartment. Sometimes refinancing is an excellent option, for example, if you need more cash on hand right now, refinancing your California mortgage may be the perfect move. With refinancing you can control the time period you pay off the mortgage, if you would like more time, or you can lower or higher your monthly mortgage payments, depending on your present situation. So whether you want a new mortgage or to refinance your current mortgage and are in California or would like to own there, then you need to look into California mortgages now.
Labels:
California Mortgage,
Fixed Rate
Friday, April 27, 2007
Squash Soup
Butternut Squash Soup with California Golden Raisin Crostini. It's so testy! Now I explane how to make it:-)

Ingredients
4 medium size butternut squash
8 ounces (2 sticks) butter, divided
6 tablespoons California golden raisins, divided
7-1/2 cups (about 2 quarts) chicken broth or water
1 cup heavy cream, divided
2-1/2 ounces frangelico liqueur, galliano liqueur or your favorite cordial
1 baguette
salt and pepper, to taste
ground cinnamon (optional)
Procedure
Cut squash in half; remove seeds and discard or roast them for snacking. Fill squash cavities with 1 ounce butter and 1/2 teaspoon raisins, each. Turn upside down onto baking pan and pour chicken stock around. Bake at 300°F for about 45 minutes or until squash is soft. Remove from oven and allow to cool. With large spoon, remove pulp from shell and discard shell. Turn pulp into stockpot; add more chicken stock and 1/2 cup heavy cream. Blend and adjust seasonings with salt and pepper; reserve and keep warm.
In a separate pan, combine remaining raisins and liqueur. Bring to a boil and flambé to remove the alcohol...be very careful! With slotted spoon, remove raisins from liquid and add liquid to soup mixture. For crostini, slice baguette diagonally into 1/4- to 1/3-inch thick slices and toast. Chop reserved raisins and sprinkle on top.
To serve, reheat soup; adjust seasonings, if needed, and serve in a bowl with a little cream and a sprinkle of cinnamon on top and the crostini on the side.
Ingredients
4 medium size butternut squash
8 ounces (2 sticks) butter, divided
6 tablespoons California golden raisins, divided
7-1/2 cups (about 2 quarts) chicken broth or water
1 cup heavy cream, divided
2-1/2 ounces frangelico liqueur, galliano liqueur or your favorite cordial
1 baguette
salt and pepper, to taste
ground cinnamon (optional)
Procedure
Cut squash in half; remove seeds and discard or roast them for snacking. Fill squash cavities with 1 ounce butter and 1/2 teaspoon raisins, each. Turn upside down onto baking pan and pour chicken stock around. Bake at 300°F for about 45 minutes or until squash is soft. Remove from oven and allow to cool. With large spoon, remove pulp from shell and discard shell. Turn pulp into stockpot; add more chicken stock and 1/2 cup heavy cream. Blend and adjust seasonings with salt and pepper; reserve and keep warm.
In a separate pan, combine remaining raisins and liqueur. Bring to a boil and flambé to remove the alcohol...be very careful! With slotted spoon, remove raisins from liquid and add liquid to soup mixture. For crostini, slice baguette diagonally into 1/4- to 1/3-inch thick slices and toast. Chop reserved raisins and sprinkle on top.
To serve, reheat soup; adjust seasonings, if needed, and serve in a bowl with a little cream and a sprinkle of cinnamon on top and the crostini on the side.
Thursday, April 26, 2007
Dream House Mortgage - Welcome Home, my dear!
At Dream House Mortgage, I know who you are! From Juneau, Alaska to Cheyenne, Wyoming and every small town across America, I've been financing your dreams from the comfort of your home for over 20 years. I team of experienced mortgage experts is committed to your success and will go above and beyond traditional means to insure your satisfaction.
Dream House Mortgage is a direct lender, not a broker. This means we don't shop your application around to other lenders and hope one bites. We are one company, with one goal: "Your complete satisfaction"
Welcome Home! I know how to do that!
Dream House Mortgage is a direct lender, not a broker. This means we don't shop your application around to other lenders and hope one bites. We are one company, with one goal: "Your complete satisfaction"
Welcome Home! I know how to do that!
Wednesday, April 25, 2007
American Dream Mortgage
Where is one of the better places to live? I would like a nice, small to medium town without too much crime. I like the warm weather so was thinking southern Cali? Maybe close to the ocean?
Owning your own home - it's the dream of each american. Whether it's that beautiful ranch-style family house in the suburbs, that Victorian in the city, that Eichler on the hill, or that beach home on the strand, the opportunity to do so has now been made golden by CalDirect Home Loans.
Owning your own home - it's the dream of each american. Whether it's that beautiful ranch-style family house in the suburbs, that Victorian in the city, that Eichler on the hill, or that beach home on the strand, the opportunity to do so has now been made golden by CalDirect Home Loans.
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